Service
Gold Loan Settlement
Negotiate gold loan settlement or retrieve your pledged gold
Gold loans are secured against physical gold. We help you either retrieve your pledged gold through restructuring or negotiate a settlement that returns a portion of your gold while clearing dues.
Is this you?
What you get
Protect your pledged gold
Explore interest reset and moratorium options
If settlement, retain partial gold or get fair value
Legal support for custody disputes
Process
What happens, in order
- 1
Gold Assessment
We evaluate the pledged gold and loan terms.
- 2
Restructuring Options
We explore payment holiday and interest reset options.
- 3
Settlement Negotiation
If restructuring isn't viable, we negotiate settlement terms.
- 4
Gold Release
We ensure proper documentation for gold release or retention.
Related
Bank settlement guides
FAQ
Gold Loan Settlement — questions
Can I get my gold back after settlement?
It depends on the settlement terms — we negotiate to return as much gold as possible.
Is gold loan settlement different from bank loans?
Yes, gold loans are secured by physical assets, requiring special handling.
What if the lender refuses to release my gold?
We can file complaints with RBI and consumer forums for custody disputes.
How is the gold valued for settlement?
We use current market rates and negotiate based on the gold's depreciated value.
Can I settle without visiting the lender's office?
Yes, we handle remote settlements for gold loans.