Service
Credit Card Settlement
Pay less than you owe and get a clean closure letter
Credit card debt can quickly spiral out of control with high interest rates and late fees. We negotiate with banks to reduce your outstanding balance to a one-time payment.
Our process stops harassment and gets you a valid settlement letter that clears your credit card dues permanently.
Is this you?
What you get
Reduce outstanding by 40-60%
Stop interest, late fees, and penalty charges
Valid settlement letter from your bank
Close the account permanently
Process
What happens, in order
- 1
Assessment
We review your credit card statements and calculate the settlement potential.
- 2
Application
We file a formal settlement application with your bank.
- 3
Negotiation
Our experts negotiate for the lowest possible settlement amount.
- 4
Closure
After payment, you receive an NOC and the account is closed.
Related
Bank settlement guides
FAQ
Credit Card Settlement — questions
How much of a waiver can I get on credit cards?
Typically 40-60% for cards with significant outstanding dues.
Will my card remain active during settlement?
We recommend closing the card to prevent further usage.
Do I need to pay anything upfront?
You pay only the agreed settlement amount directly to your bank.
What happens to reward points?
Reward points are typically cancelled as part of the settlement process.
Can I settle multiple credit cards at once?
Yes, we can file settlements for all your cards simultaneously.