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Disclaimer

Effective 2026-10-05 · Version 1.0

1. Consultancy, Not a Lender

Debtrix is a loan-settlement consultancy platform. We are not a bank, NBFC, or financial institution.

We do not lend money, provide loans, or guarantee loan waivers.

All settlement negotiations are conducted between you and your lender.

2. No Settlement Guarantee

Settlement involves negotiation with your lender. Lenders have sole discretion to accept or reject settlement offers.

We do not guarantee any specific waiver percentage or settlement outcome.

Past results do not guarantee future outcomes.

3. Fees

Our onboarding fee is clearly stated before you sign any agreement.

The settlement amount is always paid directly to your lender — never to Debtrix.

Fees are non-refundable unless otherwise agreed in writing.

4. Lender Discretion

All settlement terms, including waiver percentages, are subject to lender approval.

Lenders may change their settlement policies at any time without notice.

5. Third-Party Links

Our website may contain links to third-party websites.

We do not endorse or assume responsibility for third-party content, privacy policies, or practices.

6. Limitation of Liability

To the fullest extent permitted by law, Debtrix disclaims all warranties, express or implied.

We are not liable for any indirect, incidental, special, or consequential damages arising from our services.

Our total liability for any claim shall not exceed the fees paid by you to Debtrix.

7. Governing Law

This disclaimer is governed by the laws of India.

Any disputes shall be subject to the exclusive jurisdiction of the courts in Gurugram, Haryana.