Service
Business Loan Settlement
Negotiate business loan dues without personal asset risk
Business loans often involve complex structuring and personal guarantees. We help business owners navigate settlement negotiations while protecting personal assets where possible.
Is this you?
What you get
Separate business from personal liability where possible
Professional negotiation with NBFCs and banks
Legal support for guarantee review
Documentation of all business hardship
Process
What happens, in order
- 1
Liability Assessment
We review personal guarantees and business structure.
- 2
Hardship Documentation
We prepare detailed business financials and hardship evidence.
- 3
Negotiation
We negotiate with the lender, focusing on personal asset protection.
- 4
Documentation
We ensure proper release of personal guarantees and business closure.
Related
Bank settlement guides
FAQ
Business Loan Settlement — questions
Does settling a business loan affect my personal credit?
If you had a personal guarantee, the settlement may appear on your personal credit report.
Can I settle without closing the business?
Yes, depending on the loan terms and lender agreement.
What if the business is already closed?
We can still negotiate settlement on outstanding dues.
Do I need an accountant for the settlement process?
We recommend involving your accountant for financial documentation, but our team handles the negotiation.
What about GST implications?
We coordinate with your tax advisor to ensure proper GST treatment.